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Insurance Company Research
The Ohio Department of Insurance provides links to financial data and independent ratings of insurance companies. The department also provides a list of insurance companies that are authorized to transact business in Ohio.

Key Information On Insurance Companies
The National Association of Insurance Commissioners provides a way to access information about an insurance company before your decision to purchase a policy. Find key information, including closed complaints, licensing information and financial data, through its Consumer Information Source.

Ohio Department Of Insurance Complaint Data
The Ohio Department of insurance “publishes complaint ratio data on an annual basis after receiving premium information for the previous year from Ohio insurance companies”. Check out an insurance company for the complaints of its customers.

Ohio Insurance Institute
The Ohio Insurance Institute's members include leading domestic, regional and national P/C insurance companies, trade groups and related organizations. Its primary objective: To help Ohioans achieve a better understanding of insurance and related safety issues. 

Insurance - Automobile

Shop & Save Tips From The Ohio Insurance Institute
The Ohio Insurance Institute provides tips on how to generate savings on your automobile insurance without compromising your insurance needs.

Shopper's Guide to Auto Insurance
Link to an Ohio Department of Insurance online publication that provides information on different types of coverage provided by automobile insurance policies. Its thirty-two pages include complaint information, sample company premiums, shopping tips and more.

State Of Ohio Coverage Requirements For Automobile Insurance
Learn about the financial responsibility of the automobile owner as required by the State of Ohio.

Insurance - Health 

A Guide to Health Insurance
The Ohio Department of Insurance provides a guide to understanding health insurance and the process for purchasing it. 

Learn about insurance options, coverage, and consumer rights under the new Affordable Care Act effective September 23, 2010.

HIPPA (Health Insurance Portability and Accountability Act)
This federal law improves the portability and continuity of health insurance coverage. It provides new rights and protections for participants and beneficiaries enrolled in group health plans. Check this website for information that may impact your coverage.

Insure Kids Now
InsureKidsNow.gov provides information about Medicaid and CHIP services for families who need health insurance coverage. These programs are designed to be affordable for families who are not able to afford health insurance coverage in the private market or do not have coverage available to them.

Official U.S. site for Medicare, with information on enrollment, eligibility, coverage, and claims.  To find what Medicare plans are currently available, click here.

Ohio Medicaid
Official Ohio site for Ohio's public health care program, with information on enrollment, eligibility, coverage, and more.

Ohio’s Health Coverage Tax Credit (HCTC) Program
The State of Ohio has recently implemented the federal Health Coverage Tax Credit (HCTC) Program. The program pays “up to 65 percent of the cost of qualified health coverage for eligible Ohioans who have lost their jobs or pension benefits due to economic changes related to foreign trade issues”. Check this website for details about the program, including qualifications for coverage.

Ohio Senior Heath Insurance Information Program--click here for a description of their services.

Stop Medicare Fraud
Tools, announcements, and information from the U.S. Department of Health & Human Services and U.S. Department of Justice on fighting and reporting Medicare fraud.

Insurance - Home & Rental

Flood Insurance Policies – Yes? No?
Explore the many links from the website of the National Flood Insurance Program to learn about this type of insurance protection for your home.

How To Save Money On Homeowners Insurance - Ohio Insurance Institute

Insurance For Your Home And Possessions
Protect your home and possessions with these tips from the Insurance Information Institute.

Tips For Purchasing Home Or Rental Insurance
Can't have enough tips when we make this all-important decision, and the federal government's Consumer Action Website adds to the mix.

Insurance - Life

What You Should Know About Buying Life Insurance
The American Council of Life Insurers (ACLI) has provided information on the purchase of life insurance for the federal government’s consumer information link.

What You Should Know about Life Settlements (FINRA INVESTOR ALERT)
Lately, more and more seniors are hearing about opportunities to sell their existing life insurance for cash in transactions known as life settlements. A life settlement, or senior settlement, as they are sometimes called, involves selling an existing life insurance policy to a third party—a person or an entity other than the company that issued the policy—for more than the policy's cash surrender value, but less than the net death benefit. Learn more….


 Insurance – Long Term Care/Nursing Home/Assisted Living

Long-Term Care Consumer Guide
View family and resident surveys for nursing homes and residential care facilities in Ohio courtesy of the Ohio Department of Aging. 

National clearinghouse for long term care information provided by the U.S. Department of Health and Human Services.  For LTC insurance information, click here.  

Medicare.gov: Paying for Nursing Home Care
Brief article on how to pay for a nursing home, includes additional links about nursing homes.

Ohio Guide to Long Term Care Insurance
Provided by the Ohio Department of Insurance, this guide includes a comparison of monthly premiums from various insurance companies and also consumer complaint ratios for long term care insurance companies.

Veterans Care Coordination
Veterans Care Coordination assists veterans, their spouses or surviving spouses in obtaining money to pay for: Home Care, Assisted Living, and Nursing Home Care.